Terms of service
1. What this platform is
DefaultersList.com is a listing platform only. We host complaints submitted by named third parties. We do not independently investigate, adjudicate, or verify the truth of any claim beyond confirming that the required supporting document was attached. Inclusion of any party on this site is not a finding of default, fraud, or wrongdoing by any court, regulator, or by DefaultersList.com.
2. Submitter responsibility
Every submitter lists a complaint under their own verified name and is solely responsible for its accuracy. False or malicious submissions may result in removal of the listing, forfeiture of fees paid, and referral to law enforcement.
3. Fees and refunds
Each category has a one-time listing fee, payable at submission (see the fee table on the homepage). If a submission is rejected on review, 50% of the fee paid is refunded within 5–7 business days; the remaining 50% is retained as a non-refundable processing/review fee. If a submission is approved and published, the full fee is retained and is non-refundable.
4. Right of reply and disputes
Any party named in a listing may submit a dispute at any time. We review every dispute and may edit, unpublish, or uphold a listing at our discretion. Filing a dispute does not guarantee removal.
5. Our discretion
We reserve the right to reject, edit, unpublish, or remove any listing at any time, for any reason, including but not limited to insufficient evidence, a valid dispute, or a legal request.
6. Category integrity
A listing is always published and displayed under the exact category it was submitted and approved as. Categories are never cross-tagged, relabeled, or "upgraded" into a different category (for example, a Cheque Bounce listing will never later be shown or referred to as a Defaulter listing). Each category is a fully independent case with its own evidence, its own approval, and its own public listing.
Category annexures
Business Payment Issue annexure (₹199)
For payment disputes based on a digital or verbal commitment where no formal invoice or signed agreement exists. Chat records, call logs, or other digital proof of the commitment are accepted as supporting evidence, though not formally required. A listing here reflects only the submitter's account of a payment dispute, not a proven default.
Cheque Bounce annexure (₹99)
Listings in this category require a bank return memo as mandatory evidence. A dishonoured cheque is a documented bank record; listings here describe that record and the amount involved.
Property Dispute annexure (₹499)
Listings in this category require property documents or a court/authority reference as mandatory evidence. A listing here reflects a disputed property matter, not a court's final finding on title or ownership.
Court Case annexure (₹499)
Listings in this category require a court case number or case copy as mandatory evidence. A listing here confirms that a case has been filed, not its outcome or any finding of liability.
Police Complaint annexure (₹199)
Listings in this category require an FIR or complaint copy as mandatory evidence. A police complaint is an allegation under investigation, not a finding of guilt.
Fraud annexure (₹499)
Listings in this category require a police complaint or other proof of fraud as mandatory evidence. "Fraud" is a serious legal term; a listing in this category reflects an allegation, not a conviction or finding of guilt by any court.
Defaulter annexure (₹999)
This is the platform's highest-severity category, carrying the strongest reputational claim. Listings require the strongest available evidence — repeat-default proof is recommended — and are reviewed with a stricter evidence standard than other categories given the reputational weight of the "Defaulter" label.